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Theguardian.com have now split their operation. Theguardian.com maintain existing accounts, but new investors should be aware that Scottish Equitable now manages Theguardian.com Life Insurance Schemes. Scottish Equitable provide personal protect cover.

The main benefits of Scottish Equitable Personal Protection policies are:

• Life protection
• Critical illness protection
• Life with critical illness protection
• Family income benefit
• Critical illness family income benefit
• Life with critical illness family income benefit
• Lifetime protection
• Gift inter vivos
• Income protection

The additional benefits include:

• Waiver of premium
• Renewal option (5 or 10 year)
• Indexation option
• Legislation option
• Life Buyback option
• Total and permanent disability benefit
• Unemployment waiver of premium

The benefits automatically included are:

• Children's critical illness protection
• Income option
• Terminal illness benefit
• Guaranteed insurability options
• Immediate acceptance facility

Scottish Equitable plc is authorised and regulated by the Financial Services Authority

Additional information can be found on the Theguardian.com Life Insurance website.
(See the links above)